Best Car Lease Deals in New York & Long Island
This month's best $0-down lease specials on popular 2025 & 2026 models — browse the top 20 below, or open the full inventory.
Showing 20 of 363 vehicles
$0 down leasing, made simple
At Simplease we process leases every day, so you get access to marked-down inventory, manufacturer rebates and short-term programs you won't always see advertised. There are no hidden fees, no surprise add-ons and no pressure — just the cheapest way to get into a brand-new car and have it delivered to your door.
Because our inventory is 100% online, we skip the expensive showroom overhead and pass those savings straight to your monthly payment. Whether you want a fuel-sipping sedan, a three-row family SUV or a heavy-duty work truck, our specialists tailor the lease to the options you want and leave out the ones you don't.
Why lease instead of buy?
- Lower monthly payments than financing the same vehicle.
- A brand-new car every 2–3 years, always under factory warranty.
- Walk away at lease end — no reselling or trade-in haggling.
- The option to buy your car for its residual value if you love it.
The steps to leasing a car
- 1
Set your budget
Decide what you want to spend each month and factor in insurance and fuel. Then find a car that fits.
- 2
Pick a make & model
Choose a vehicle that fits your life — commuter sedan, family SUV or work truck — and the features you care about.
- 3
Choose your mileage
Most leases run 10,000–12,000 miles a year. Buy the miles you need up front to avoid over-mileage fees later.
- 4
Get approved online
Apply in minutes. We shop multiple banks to find your lowest money factor and best approval.
- 5
Lock your terms
Review the capitalized cost, term and residual with a specialist — no pressure, no hidden fees.
- 6
Free same-day delivery
Sign digitally and we deliver your new car to your door anywhere in NY & Long Island.
Want the full walkthrough? Read our complete car leasing guide or learn how to trade in a leased car.
Frequently asked questions
Can I lease a car with $0 down?
Yes. Every deal on this page is advertised at $0 down. Keep in mind a $0-down lease still has first month's payment, an acquisition fee, DMV/plates and local tax due at signing — a true 'sign and drive' means nothing is due. Your specialist will spell out exactly what's due before you commit.
What credit score do I need to lease?
Leasing is credit-approved. Scores above 700 usually see the best money factors, but a lower score doesn't disqualify you — it may just mean a higher rate or a larger first payment. We work with multiple lenders to get you approved, and our approval rate runs well above the national average.
How many miles do I get?
Standard leases include 10,000 or 12,000 miles per year. If you drive more, you can buy extra miles up front for far less than the roughly 15–30¢ per-mile overage charge you'd pay at lease end.
Can I lease with bad credit?
Often, yes. Several manufacturers offer programs for lower credit tiers, and we keep searching lenders until we find the right structure for you. Apply and we'll tell you your real options.
Can I buy the car at the end of my lease?
Yes. Your contract lists a residual value — the price to purchase the vehicle when the lease ends. If the car is worth more than the residual, buying (or trading it in) can be a smart move.
Do you deliver to my area?
We deliver free, same-day, throughout New York & Long Island (excluding Brooklyn & Staten Island).
Can I lease a car for my business?
Absolutely. Business leasing can offer tax advantages — you may be able to deduct payments and expenses when the vehicle is used for business. Start a business application and we'll structure it for you.